--- title: Glossary description: Definitions for the financial, investment, and Annise-specific terms you'll see throughout the Annise app. icon: book page_type: reference tags: - glossary - reference --- > **For AI agents:** the complete documentation index is at [llms.txt](/llms.txt). Append `.md` to any page URL for its markdown version. The terms below appear throughout the Annise app, with a short definition and where to find each one. ## A ### Account A financial account linked to the Family Office, such as a brokerage account or bank account. Accounts hold securities and cash. **Where in Annise** Accessible via the sidebar (**Accounts**) and as the **Accounts** tab on the Family Office view. Each account has its own detail view with 10 sub-tabs: **Dashboard**, **Chart**, **Statements**, **Analytics**, **Insights**, **Account Holdings**, **Transactions**, **Location**, **Documents**, **Notes**. --- ### Account Holdings A view of all holdings grouped by their parent account. **Where in Annise** Available as a sidebar navigation item and as the **Account Holdings** tab on the Family Office view. Displays holdings organized by account. --- ### Advisor A member role in Annise for financial, legal, estate, or tax advisors with limited access to the Family Office. **Where in Annise** **Family Office** → **Members** tab (role category). Also in **Settings** → **Permissions** under the **Member Permissions** table (**Role** column). Described in Explorer subscription plan as "Member Management: Advisors." --- ### All Holdings A global view of all holdings across all accounts and asset types. **Where in Annise** Sidebar navigation item (**All Holdings**). Shows holdings from all accounts in a unified table. --- ### Allocation The distribution of a portfolio across asset classes (e.g., Equity, Cash, Fixed Income). Expressed as Goal %, Actual %, and Drift. **Where in Annise** **Family Office** → **Dashboard** tab → **Allocation** card. Also visible in Account **Dashboard** tab. Configurable goals in **Settings** → **Allocation Goals**. Analyzed in depth in the **Analytics** tab. --- ### Allocation Goal A target percentage weighting for an asset class, set by the user to guide portfolio construction. **Where in Annise** **Settings** → **Allocation Goals**. Also displayed as the "Goal" column in the **Allocation** card on the **Dashboard**. --- ### Alpha The excess return of a portfolio relative to its benchmark. A positive alpha indicates outperformance; negative indicates underperformance. **Where in Annise** **Family Office** → **Dashboard** tab → **Benchmark** card, shown as the bottom row. --- ### Alternative Asset Classes Non-traditional investment categories such as private equity, real estate, angel investments, and multi-family properties. **Where in Annise** Referenced in the **Subscription** page (Explorer plan feature list) as "Alternative Asset Classes: Unlimited personal assets" and "Alternative Asset Classes: Unlimited alternative asset classes." Managed via **Private Holdings**. --- ### Asset Any item of economic value held within the Family Office, including securities, cash, and real estate. **Where in Annise** "Assets" shown on the **Net Worth** card (**Family Office** → **Dashboard**). --- ### Asset Class A broad grouping of investments with similar characteristics (e.g., Equity, Fixed Income, Cash, Alternatives, Real Estate). **Where in Annise** **Allocation** card on **Dashboard**, **Settings** → **Allocation Goals**, **Analytics** tab. Used as a filter and grouping dimension throughout. --- ## B ### Balance Sheet A financial statement showing total assets, liabilities, and net worth at a specific point in time. **Where in Annise** Referenced in the **Subscription** page → Explorer plan feature list as "Statements: Balance Sheet." Available as a statement type from the Explorer plan. Also accessible via **Statements** tabs on Family Office and Account views. --- ### Benchmark A reference portfolio or index used to evaluate the relative performance of the Family Office's investments. **Where in Annise** **Family Office** → **Dashboard** tab → **Benchmark** card. **Settings** → **Benchmarks**. --- ### Beneficiary A member role for individuals designated to receive assets from a trust or estate, with access limited to allowed details. **Where in Annise** **Family Office** → **Members** tab (role category). Described in Explorer subscription as "Member Management: Executors, trustees, and beneficiaries: Member that has access to allowed detail." --- ## C ### Cap Gains Short for Capital Gains. A statement type showing realized gains and losses on sold investments. **Where in Annise** **Subscription** page → Navigator plan feature list as "Statements: Cap Gains." Available from the Navigator plan and above. --- ### Capital Call A request from a fund manager to transfer committed capital from an investor to the fund. **Where in Annise** **Schedules** sidebar sub-menu → **Capital Calls**. Also referenced on the **Dashboard** cash flow card as "Capital Calls & Asset Maturities." The **Capital Calls** section within **Schedules** tracks upcoming capital call obligations for private investments. --- ### Cash Cash and short-term liquid holdings within the portfolio. Treated as a distinct asset class. **Where in Annise** Shown as a row in the **Allocation** card on the **Dashboard**. Also shown as "Cash & Equivalents" on the **Net Worth** card. --- ### Cash Flow A financial statement showing money flowing into and out of the portfolio over a period. **Where in Annise** Listed as "Statements: Cash Flow" in the Explorer subscription plan. Also shown as the **Estimated Cash Flow** card on the **Dashboard** (forward-looking, labeled "Next Twelve Months"). --- ### Categories Transaction categories used to classify income and expense transactions (e.g., Dividends, Interest, Management Fees). **Where in Annise** **Settings** → **Categories**. Also used as filters and labels on the **Transactions** view. --- ### Coinbase A cryptocurrency exchange platform supported as a custodial account connection. **Where in Annise** **Subscription** page → Explorer plan feature list as "Custodial Accounts: Crypto Coinbase." --- ### Custodial Account A brokerage or banking account held at a third-party institution (e.g., Fidelity, Schwab) and connected to Annise via integration. **Where in Annise** **Subscription** page → Explorer plan feature list as "Custodial Accounts: Unlimited brokerage connections" and "Custodial Accounts: Unlimited banking connections." Accounts are connected and synced automatically. --- ## D ### Dashboard The main overview page for the Family Office or an Account, displaying key metrics through widget cards. **Where in Annise** The first tab on the Family Office view. Also the first tab on each Account detail view. Contains **Net Worth** card, **Performance** card, **Estimated Cash Flow** card, **Allocation** card, **Benchmark** card, and **Family Office Details** card. --- ### Documents A tab for storing and viewing uploaded files related to the Family Office, Account, or Security. **Where in Annise** Available as **Documents** tab on: Family Office view, Account detail view, Holding detail view. Supports .pdf, .jpg, .xls and other formats (per Explorer plan). Also mentioned in "Document Upload Reconciliation Alert" notification. --- ### Domicile State The primary tax jurisdiction of the Family Office. Used to calculate the applicable state tax rate on income. **Where in Annise** **Settings** → **Income Taxes** — shown as a dropdown labeled "Domicile State." Also displayed as a field in the **Family Office Details** card on the **Dashboard**, where it links to the **Income Taxes** settings. --- ### Drift The difference between the Goal allocation percentage and the Actual allocation percentage for a given asset class. Positive drift means overweight; negative means underweight. **Where in Annise** **Family Office** → **Dashboard** tab → **Allocation** card, shown as the "Drift" column. Also used in the **Analytics** tab for allocation analysis. --- ## E ### Estimated Cash Flow A forward-looking projection of cash flows over the selected time horizon (typically Next Twelve Months), including income, fees, taxes, capital calls, and net draws. **Where in Annise** **Family Office** → **Dashboard** tab → third widget card labeled "Estimated Cash Flow (In-Month Estimates)." Shows sub-fields: Income, Gross Yield, Fees, Taxes, Capital Calls & Asset Maturities, Net Draws. --- ### Estimated Tax Payments A statement type showing projected quarterly or annual tax payment obligations based on investment income. **Where in Annise** **Subscription** page → Navigator plan feature list as "Statements: Estimated Tax Payments." Available in Navigator plan and above. --- ### Executor A member role for individuals responsible for administering an estate. **Where in Annise** Described in Explorer subscription plan as "Member Management: Executors, trustees, and beneficiaries: Member that has access to allowed detail." Visible as a role category on the **Family Office** → **Members** tab. --- ### Explorer A subscription plan tier at $39.99/mo or $399.99/year providing multi-platform access, member management, custodial connections, securities management, and more. **Where in Annise** **Subscription** page. Listed as the first tier. --- ## F ### Family Assets Non-investment assets owned by the Family Office (e.g., real estate, personal property, vehicles). **Where in Annise** **Family Office** → **Dashboard** tab → **Net Worth** card, shown as "Family Assets" sub-field. --- ### Family Office The primary organizational entity in Annise that groups accounts, members, documents, holdings, and settings under one umbrella. **Where in Annise** The core container of the application. Accessed via the sidebar (**Dashboard**) and the breadcrumb "Family Office" label in the header. Each Family Office has a unique ID. --- ### Family Office Details A widget card on the Family Office Dashboard showing key configuration details. **Where in Annise** **Family Office** → **Dashboard** tab → rightmost widget card. Fields: Family Office Name, Domicile State (linked to Income Taxes), Subscription (linked to plan page), Description. Has a "More" (⋮) button. --- ### Fees Investment management or advisory fees charged against the portfolio. **Where in Annise** **Family Office** → **Dashboard** tab → **Performance** card (as a sub-field). Also in the **Estimated Cash Flow** card sub-fields. Fee Update notification is in the Family Office notification category. --- ## G ### Gross Yield Total income generated by the portfolio expressed as a percentage of portfolio value, before fees and taxes. **Where in Annise** **Family Office** → **Dashboard** tab → **Estimated Cash Flow** card, shown as "Gross Yield." --- ## I ### Income Cash received from investments including dividends, interest, and distributions. **Where in Annise** **Family Office** → **Dashboard** tab → **Performance** card (sub-field) and **Estimated Cash Flow** card (sub-field "Income"). Also a key column in the **Transactions** view. --- ### Income Statement A financial statement summarizing income and expenses over a period. **Where in Annise** **Subscription** page → Explorer plan as "Statements: Income Statement." Available via the **Statements** tab on Family Office and Account views. --- ### Income Taxes The Settings page for configuring effective Federal and State tax rates used to calculate estimated taxes in statements. **Where in Annise** **Settings** → **Income Taxes**. Breadcrumb: **Family Office** → **Income Taxes**. Contains a Domicile State dropdown, Tax Rates table (columns: Tax Rates, Federal, State, Total Tax Rate %; rows: US, Outside US (Domicile)), and a SAVE button. --- ### Insights A tab providing AI-driven or curated analysis and observations about the portfolio. **Where in Annise** Available as the **Insights** tab on: Family Office view, Account detail view, and Holding detail view. --- ### Interest Payments Interest paid by the Family Office on outstanding liabilities or loans. **Where in Annise** **Family Office** → **Dashboard** tab → **Performance** card, shown as "Interest Payments" sub-field. --- ### Invitation Status A section showing pending member invitations and their current status (pending, accepted, etc.). **Where in Annise** **Settings** → **Permissions** → **Invitation Status** section. Includes search bar, Status filter (All / other options), and table columns: Name, Email, Sign Up Date, Status, Last Update Date. --- ### IRR Internal Rate of Return. An annualized return metric that accounts for the timing and magnitude of cash flows. Commonly used for private investments. **Where in Annise** **Family Office** → **Dashboard** tab → **Net Worth** card, shown as "IRR" field. --- ## J ### J-Curve A performance chart pattern common in private equity where early returns are negative (fees and expenses precede gains) and then rise over time as investments mature. **Where in Annise** Referenced in the **Subscription** page → Navigator plan feature list as "Analytics: Asset-Specific Advanced Reports (j-curve, etc.)." --- ## L ### Liabilities The total value of debts and obligations owed by the Family Office. **Where in Annise** **Family Office** → **Dashboard** tab → **Net Worth** card → "Liabilities" sub-field. --- ### Location A tab providing geographic breakdown and visualization of holdings and assets. **Where in Annise** Available as **Location** tab on: Family Office view, Account detail view, and Holding detail view. Also an analytics dimension ("Analytics: Allocation by geography" in Explorer plan). --- ## M ### Manager A member role for fund managers or portfolio managers associated with the Family Office. Available in the Navigator plan. **Where in Annise** Referenced in **Subscription** page → Navigator plan as "Manager and Advisor Management." Also referenced in notification "Notifications: Manager / Advisor Alerts." --- ### Managers & Advisors A sidebar navigation item and management page for financial, legal, estate, and tax advisors. **Where in Annise** Left sidebar, between **Opportunities**/**Schedules** and **Owners**. Navigates to the **Managers & Advisors** management page. --- ### Maturities The schedule section tracking upcoming asset maturities — the dates on which a fixed-income security or loan comes due and the principal must be repaid. **Where in Annise** **Sidebar** → **Schedules** → **Maturities**. Also linked from **Dashboard** cash flow card as "Capital Calls & Asset Maturities." --- ### Member Any person with access to the Family Office. Members have specific roles (Owner, Advisor, Beneficiary, Trustee, Member) controlling their permissions. **Where in Annise** **Family Office** → **Members** tab shows all members by role. **Settings** → **Permissions** lists members with their access details. --- ### Member Management A set of features for managing who has access to the Family Office and at what permission level. Included in Explorer plan and above. **Where in Annise** Referenced throughout the **Subscription** page Explorer plan feature list. Managed via **Settings** → **Permissions** and the **Family Office** → **Members** tab. --- ### Messages A messaging and communication hub for the Family Office. **Where in Annise** **Sidebar** → **Messages**. Also referenced in Explorer plan as "iOS: Access all of your assets, analytics, cash flow, and messaging on the iOS app." --- ### MOIC Multiple on Invested Capital. A return metric showing total value received relative to total capital invested (e.g., 1.14x = $1.14 returned per $1.00 invested). **Where in Annise** **Family Office** → **Dashboard** tab → **Net Worth** card → "MOIC" field. --- ## N ### Navigator A subscription plan tier at $69.99/mo or $699.99/year, adding Manager/Advisor management, advanced analytics, tax statements, cap gains reporting, and dedicated support. **Where in Annise** **Subscription** page. Listed as the third tier. --- ### Net Draws The net capital drawn from private investments (capital calls minus distributions received). **Where in Annise** **Family Office** → **Dashboard** tab → **Estimated Cash Flow** card → "Net Draws" sub-field. Linked to the **Capital Calls** view. --- ### Net Worth The total value of all assets minus all liabilities. The primary financial summary metric. **Where in Annise** **Family Office** → **Dashboard** tab → **Net Worth** card (top-left widget). Shows the current total, the change amount, and the change percentage. Sub-fields: Assets, Liabilities, Investment Assets, Family Assets, Cash & Equivalents, MOIC, IRR. --- ### Notes A tab for storing free-text notes and observations associated with a record. **Where in Annise** Available as **Notes** tab on: Family Office view, Account detail view, and Holding detail view. --- ### Notifications Configurable alerts and messages sent to members about portfolio events, system events, and Family Office changes. **Where in Annise** Configured in **Settings** → **Default Notifications**. Also referenced throughout subscription plan feature lists. Notifications are organized into 7 categories: Portfolio, Platform, Family Office, Data Quality, Alerts, Security, Customer Support. --- ## O ### Owner The highest-permission member role, with full View and Edit access to all aspects of the Family Office. **Where in Annise** **Family Office** → **Members** tab → Owner role category. **Settings** → **Permissions** — expanded row shows "Role: Owner" with View ✓ and Edit ✓. Also visible as a role in the **Subscription** plan description. --- ### Owners A tab on the Family Office view and a sidebar navigation item for managing asset owners (individuals and entities who own assets). **Where in Annise** Sidebar item and **Family Office** → **Owners** tab. Shows owners (people and legal entities) associated with holdings. --- ## P ### Partnership Accounting A financial reporting feature for partnership-structured investments, showing partnership-level P&L and allocations. **Where in Annise** **Subscription** page → Voyager plan feature list as "Statements: Partnership Accounting (out by year end)." Available in Voyager plan only. --- ### Payee A person or entity to whom payments are made, linked to transaction records. **Where in Annise** **Settings** → **Payees**. Table columns: Payee/Payor, Transaction Uses. --- ### Payor A person or entity from whom payments are received. **Where in Annise** **Settings** → **Payees** — the table column header reads "Payee/Payor," indicating both directions are managed together. --- ### Performance The return generated by a portfolio or security over a selected time period, expressed as a dollar amount and/or percentage. **Where in Annise** **Family Office** → **Dashboard** tab → **Performance** card (center-left widget). Shows date range, return type (Simple Return dropdown), dollar return and percentage. Sub-fields: Income, Total Income (incl. gain/loss), Fees, Interest Payments. --- ### Permissions The Settings page for managing member access, roles, and view/edit rights for the Family Office. **Where in Annise** **Settings** → **Permissions**. Contains two sections: **Member Permissions** (existing members with expandable role/view/edit detail) and **Invitation Status** (pending invitations). Breadcrumb: **Family Office** → **Permissions**. --- ### Private Holdings Non-custodial, privately held investment positions not connected through a brokerage (e.g., private equity, real estate, venture investments). **Where in Annise** **Sidebar** → **Private Holdings** and **Family Office** → **Private Holdings** tab. Separate from Account Holdings which are custodial. --- ## R ### Records Management A feature set for uploading, organizing, and managing documents and notes associated with the Family Office. **Where in Annise** Referenced in **Subscription** page → Explorer plan as "Records Management: Upload documents (.pdf, .jpg, .xls, etc.)" and "Records Management: Upload notes." --- ### Role A member's designated access level within the Family Office. Determines what they can see and do. **Where in Annise** **Settings** → **Permissions** → expanded member row shows "Role" column. **Family Office** → **Members** tab groups members by role. Roles: Owner, Advisor, Beneficiary, Trustee, Member. --- ## S ### Schedules A sidebar navigation item that expands to show Capital Calls and Maturities sub-sections for tracking future cash obligations. **Where in Annise** Left sidebar, between **Opportunities** and **Managers & Advisors**. Expands to show: **Capital Calls** and **Maturities**. --- ### Security A financial instrument such as a stock, ETF, bond, mutual fund, or other investable asset. Also a notification category for login/password events. **Where in Annise** Holdings tables list securities with ticker, name, quantity, and value. The "Find a Security" global search locates securities. The Holding detail view provides per-security tabs. Also a notification category tab in **Default Notifications**. --- ### Simple Return A return calculation method showing the raw percentage gain or loss without adjusting for cash flow timing. **Where in Annise** **Family Office** → **Dashboard** tab → **Performance** card → return type dropdown, currently showing "Simple Return." Alternative options available via dropdown (e.g., TWR). --- ### Statements Financial reports and statements associated with the Family Office, accounts, or holdings. Available types vary by subscription tier. **Where in Annise** Top-level **Statements** tab on Family Office view (with **General Ledger** and **Trial Balance** sub-tabs — both "Feature coming soon"). Also available as **Statements** tab on Account and Holding detail views. Statement types listed in subscription plans: Balance Sheet, Income Statement, Cash Flow (Explorer); Estimated Tax Payments, Cap Gains (Navigator); Partnership Accounting (Voyager). --- ## T ### Tax Lots A tab on the Holding detail view showing individual purchase lots with acquisition date, quantity, cost basis, and unrealized gain/loss. **Where in Annise** Holding detail view → **Tax Lots** tab (5th tab in the holding tab bar: **Dashboard**, **Chart**, **Statements**, **Insights**, **Details**, **Tax Lots**, **Owners**). --- ### Tax Rates The table in **Settings** → **Income Taxes** showing effective Federal, State, and Total Tax Rate percentages by jurisdiction. **Where in Annise** **Settings** → **Income Taxes** → **Tax Rates** table. Columns: Tax Rates, Federal, State, Total Tax Rate %. Rows: US, Outside US — Domicile. --- ### Total Income (incl. gain/loss) Combined income from all sources, including dividends, interest, and realized gains/losses. **Where in Annise** **Family Office** → **Dashboard** tab → **Performance** card → "Total Income (incl. gain/loss)" sub-field. --- ### Total Tax Rate % The combined Federal + State effective tax rate percentage, auto-calculated in Income Taxes settings. **Where in Annise** **Settings** → **Income Taxes** → **Tax Rates** table → "Total Tax Rate %" column. --- ### Transactions Individual financial events (buys, sells, income receipts, expenses, transfers) recorded within accounts. **Where in Annise** **Sidebar** → **Transactions** for global view. Also the **Transactions** tab on Family Office view and Account detail view. Transactions are categorized using **Settings** → **Categories**. --- ### Trust A legal entity for holding assets on behalf of beneficiaries. Trust management features are in the Voyager plan. **Where in Annise** Referenced in **Subscription** page → Voyager plan features: "Trust Management: Filters by Trust (Revocable, Non-Revocable, etc.)" and "Notifications: Trust-related Alerts." New Trust Created and Trust Member Deleted notifications are in the Family Office notification category. --- ### Trustee A member role for individuals who administer a trust, with access to trust-related details. **Where in Annise** **Family Office** → **Members** tab (role category). Described in Explorer plan as "Member Management: Executors, trustees, and beneficiaries." --- ### TWR Time-Weighted Return. A return calculation methodology that eliminates the distorting effect of external cash flows (deposits, withdrawals), making it ideal for comparing manager performance. **Where in Annise** **Family Office** → **Dashboard** tab → **Benchmark** card → "Price Return (TWR)" row. Also referenced in **Performance** card dropdown options. --- ## V ### Voyager A subscription plan tier at $99.99/mo or $999.99/year, adding Trust Management features, trust-related notifications, and Partnership Accounting statements to all Navigator features. **Where in Annise** **Subscription** page. Listed as the highest tier. --- ## W ### WatchOS Apple's operating system for Apple Watch. Annise supports real-time portfolio viewing and changes on Apple Watch. **Where in Annise** **Subscription** page → Explorer plan as "Watch: Access portfolio and changes to portfolio on WatchOS." ---